Tel.: (4012) 573 900
Fax: (4012) 951 222

39, Kutuzova St.
Kaliningrad

e-mail: bank@icbe.ru
http://www.icbe.ru

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POS and merchant facilities

Merchant account means the acceptance of bank cards as a means of paying for goods and services. This has recently become the most dynamic aspect of the bank card business in Russia. A large and increasing number of clients prefer to use their cards for payment, by selecting stores, restaurants, salons, tourist agencies, etc., that accept them. Today, the availability of electronic card terminals used for performing operations with cards of international payment systems, such as MasterCard International, Visa International and Union Card, has become just as necessary for sellers of goods and services as the availability of cash registers. The availability of card acquiring at sales outlets attracts more clients to those outlets, giving them a number of advantages:

  • greater competitiveness and increased sales turnover due to the inflow of more customers who are cardholders;
    • the duration of a card acquiring operation does not exceed 10 seconds, provided there is a reliable communications channel; this is much faster than a cash operation;
      • customers enjoy the added convenience and are able to save time, as they do not need to prepare cash; there is also no danger of loss or theft of the money, or of receiving counterfeit banknotes.

          EVROPEISKY Investment Commercial Bank invites wholesale and retail companies to cooperate in providing services for holders of cards of international payment systems, such as:

        • Visa International,
        • MasterCard International,
        • Union Card.

          The financial terms and conditions of acquiring services are discussed individually.

          The bank does the following free of charge:

        • installs and connects POS terminals,
        • credits receipts to the sellers' bank accounts within the bank's next business day after a purchasing operation,
        • provides consumables, informational materials and accepted bank card decals,
        • trains clients' personnel,
        • provides prompt advice when necessary.

          If you wish to complete an acquiring agreement with the EUROPEAN investment commercial bank or have questions about this, please contact the Acquiring Network Department at telephone number 909-970.

        • Cash and account services in roubles and foreign currencies
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          © CLOSED JOINT STOCK COMPANY INVESTMENT-COMMERCIAL BANK EVROPEISKIY 2006