Credit services
The Bank Evropeisky offers wide line of credit products for legal entities and businessmen. For us it is important not only to grant the credit, and to find the decision of financial problems of the Client, focused on the prospect. The individual approach, speed of decisions and the positive attitude make process of obtaining of the credit maximally comfortable. The choice of crediting type is made by the Bank and the Client depending on the type of business of the client and a special-purpose direction of borrowed funds.
The model of interaction with Clients provides an organic combination as standard, typical, as individual types of service and products. Also the Bank Evropeisky flexibly approaches to questions of collateral security of credit transactions and in some cases independently conducts an appraisal of collateral property and does not demand obligatory insurance of objects. In case of need the experts of the Bank will be glad to offer you a number of related services, for example, mortgage registration on real estate.
The Bank Evropeisky offers various forms of credit services
Noninstalment credits;
Credit lines;
Overdraft;
Also the Bank Evropeisky, realizing the Program of small and medium size enterprises financial support, carries out crediting of small and medium size business entities subjects at the expense of special-purpose resources of the JSC «SME Bank».
Standard credit products of the Bank Evropeisky
Ñollateral-free - the simple and fast credit in registration on the purposes of the current activity, suitable for business of any level.
Business-overdraft - the credit for a coverage of time financial breaks at the absence or at the lack of money funds on the settlement account. This credit product is made for the enterprises and the businessmen actively working under the settlement accounts in the Bank.
Working capital – the given credit product is suitable for working capital replenishment: payments of inventory for the purpose of their further realization or for use in own industrial activity; and also for other purposes of current activity (salary payment, tax payments, rent payments etc.).
Business-development - the credit for purchasing of vehicles, equipment, real estate (on the security of available/ purchased property).
Also the Bank Evropeisky carries out the granting of bank guarantees in the Russian roubles and foreign currency.
