Salary overdraft
Calculate full credit amount
It is easy to be the optimist when there are funds not only for necessary purchases, but also a little bit more. That your mood always was in the black, the Bank Evropeisky offers a product Salary overdraft
If the money on your card has ended, the Bank is always ready to add the necessary sum within the established limit. From this moment and till the following receipt of money resources on your card the service of overdraft works. Thus interest is charged only during the actual use of bank funds. You can use this service repeatedly. The indebtedness sum will be repaid from each new receipt of funds to the card.
Crediting currency: roubles, US dollars, euro.
Crediting term: 1 year.
The interest rate: till 1,7% a month*
Fine at the untimely repayment: till 0,1%a day**
For example, your income transferred to the card, makes 25 000 rur. For 14 days till the end of the month, you needed to make purchase for the sum 10 000 rur., and own funds on the card have not appeared. You have paid off with overdraft, i.e. with the Bank funds. At the following transfer of money to the card, on the 1st day of the month, the debt has been closed. In that case the payment for the service will make only 82 rur. 19 copeck
*Bank charges interest on overdraft under the rate of 20% annual, proceeding from the actual number of calendar days of using the credit and quantities of days in calendar year 365 (366).
**Bank charges a fine under the rate of 36% annual, proceeding from the actual number of calendar days of delay in payment on the repayment of the credit and/or interest on it, and quantity of days in calendar year 365 (366).
