Since 2002 pension reform has been held in Russia. The main idea of reform is transition from distributive system of calculation of pension to savings one, at the expense of obligatory taxes, paid by employers. Employer must pay for his worker Unified Social Tax, the part of which is used for formation of savings part of future pension, and à worker should dispose these means in the right way, not to save up, but to increase. How can it be done? According to the Law, a person may not take this money out and invest it on his own, he may only increase it via the State Pension Fund of Russia, private management company or Non-Stated Pension Fund.
«By passing over in silence» means of pension savings are invested by the State Pension Fund of Russia through state management company, in which profitability is considerably lower of inflation level for the last some years. It means, that money, left «by passing over in silence»into the State Pension Fund of Russia is devalued very fast. Non-Stated Pension Funds have the broaden opportunities for investment and the activity of NPF is controlled by the state very strict. It means that your money will work more effectively with minimum risk. NPF invest means of pension savings into securities, shares and bonds of the largest Russian enterprises, bank deposits and other financial instruments.
Giving preferences to «REGIONFOND» NPF as a partner to obligatory pension insurance programme, you will be sure in your well provided for future. Fund successfully has been working into non-stated retirement pension system since 2000, in 2009 more over 145 000 persons made a contract of obligatory pension insurance with the Fund, prefered it to another institutions. The Fund stably is one of the leading non-stated pension funds of the country. Property of Fund is over 6 billion rubles.
Policy of Fund not only protects pension savings from inflation, but provides for its real increase. It is confirmed by financial results of Fund activity. You have the opportunity to get to know with them at the official web-site of «REGIONFOND» NPF.
To transfer savings part of pension to «REGIONFOND» NPF is very easy. You should have passport and certificate of state pension insurance. If you transfer savings part of pension you don’t need to pay money, it is just enough to write an application.
For more information please contact Ilya Usoltsev (on +7 4012 995 643), senior officer of Individual Financial Services Department.
For your information
The savings portions of retirement pensions are formed from part of the insurance deductions from wages and have been deposited, since 2002, in personal accounts with the Pension Fund of Russia. These funds are not invested in a common pool and may not be used otherwise than as retirement payments to the owners of the personal accounts. The account holder has the right to dispose of this portion as he or she wishes, and can entrust its management to either the governmental or a private fund. The principal objective of such a decision is to protect the savings portions of retirement pensions from inflation and to increase their value. Since 2000 «REGIONFOND» Non-stated Pension Fund has been successfully realizing the activity of non-stated pension provision. According to basic performances of activity fund is one of the largest non-stated pension funds of Russia. On October 16, 2006, the Expert RA rating agency awarded Regionfond a reliability rating of A+ (high reliability – the first level). On the 23 of October, 2009 «National Rating Agency» confirmed rating of «À+» to “Regionfond” NPF given before.
