Term deposits
«EVROPEISKIY» bank offers fixed deposits for private persons on the assumption of needs of a client:
1. «European standard» deposit
Conditions of deposit:
- Interest is paid monthly and may also be added to the deposit base or paid to the transaction account.
- Deposits may be added at any time.
- Deposits withdrawal before maturity is not allowed.
- In case of early termination interest is withheld and recalculated using current transaction account interest rates.
in roubles:
|
Deposit amount
|
Terms of involvement
|
|
From 181 days to 1 year
|
From 1 year to 3 years
|
|
from 20 000 RUR
from 200 000 RUR
|
7,75%
|
8,5%
|
|
from 200 001 RUR
from 1 000 000 RUR
|
8,5 %
|
9,5 %
|
|
over 1 000 000 RUR
|
9,5 %
|
10 %
|
in dollar terms:
|
Deposit amount
|
Terms of involvement
|
|
From 181 days to 1 year
|
From 1 year to 3 years
|
|
from $1 000 to $8 000
|
3%
|
4%
|
|
from $8 001 to $50 000
|
4%
|
4,5%
|
|
over $50 000
|
4,5%
|
5%
|
euro denominated:
|
Deposit amount
|
Terms of involvement
|
|
From 181 days to 1 year
|
From 1 year to 3 years
|
|
from €500 to €7 000
|
3%
|
3,5%
|
|
from €7 001 to €30 000
|
3,5%
|
4%
|
|
over €30 000
|
4%
|
4,5%
|
«On-demand» deposit
Conditions of deposit:
- Interest is charged and added to the basic amount of deposit every month;
- Replenishment of deposit is possible;
in roubles:
| Deposit amount | Rates |
| unlimited | 0.1% |
in dollar terms:
| Deposit amount | Rates |
| unlimited | 0.1% |
euro denominated:
| Deposit amount | Rates |
| unlimited | 0.1% |
«Confidential» deposit
Conditions of deposit:
- Interest is charged every month and paid to the «on-demand» account;
- Replenishment of deposit is possible;
- In case of early termination interest is recalculated at 1/2 rate of interest, established by a contract for all period of effect of a contract and paid interest before is deducted from amount of deposit;
in roubles:
|
Deposit amount
|
Terms of involvement
|
|
From 181 days to 270 days
|
From 271 days to 1 year
|
From 1 year to 3 years
|
|
from €500 to €7 000
|
5,5%
|
7%
|
8%
|
in dollar terms:
|
Deposit amount
|
Terms of involvement
|
|
From 181 days to 270 days
|
From 271 days to 1 year
|
From 1 year to 3 years
|
|
from €500 to €7 000
|
4%
|
4%
|
4,25%
|
euro denominated:
|
Deposit amount
|
Terms of involvement
|
|
From 181 days to 270 days
|
From 271 days to 1 year
|
From 1 year to 3 years
|
|
from €500 to €7 000
|
2,5%
|
2,75%
|
3,5%
|
«Childish» deposit
Conditions of deposit:
- Deposit is accepted for in favour of the third person stated in the contract of «childish» fixed deposit.
- Interest is charged and added to the basic amount of deposit every month.
- Replenishment of deposit is possible.
- In case of early termination interest is recalculated:
- at «on-demand» rate, if the term of means placement to the moment of cancellation is not over 365 days;
- at 1/2 rate of interest, established by a contract during the whole period of effect of a contract, if the term of means placement to the moment of cancellation is over 365 days;
Paid interest before is deducted from amount of deposit;
- After the term of deposit Bank issues VISA Classic or EC/MC Standard for free addressed to a child, aged suiting of legislation for owing bank card;
in roubles:
| Amount of a deposit | Term of effort to attract
from 3 to 18 years old |
| from 35 000 rubles | Refinancing rate, established by Bank of Russia |
«European festal» deposit
Conditions of deposit:
- Interest is charged and added to the basic amount of deposit every month.
- Replenishment of deposit is possible.
- Depositor has the opportunity to withdraw partially the amount of deposit. Balance on deposit must be within of non-going down balance in case of carrying out operation.
- In case of early termination interest is withheld and recalculated using current transaction account interest rates.
- Prolongation of deposit is not provided for.
in roubles:
|
Deposit amount
|
Deposit amount
|
Terms of involvement
|
|
From 181 days to 270 days
|
From 1 year to 3 years
|
|
from 30 000 RUR
to 300 000 RUR
|
30 000 RUR
|
6%
|
6,5%
|
|
from 300 001 RUR
to 1 500 000 RUR
|
300 000 RUR
|
7,5%
|
7,5%
|
|
over 1 500 000 RUR
|
1 500 000 RUR
|
7,5%
|
8%
|
For more information on our term deposits please contact Personal Banking Department on (+74012) 573 976 or inquire at one of our branches.
Archive of information about active deposits, in which period of opening has been run out.