• Personal banking
• Term deposits
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• Managed fund investments
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Term deposits

«EVROPEISKIY» bank offers fixed deposits for private persons on the assumption of needs of a client:

1. «European standard» deposit

Conditions of deposit:

1. Interest is paid monthly and may also be added to the deposit base or paid to the transaction account.
2. Deposits may be added at any time.
3. Deposits withdrawal before maturity is not allowed.
4. In case of early termination interest is withheld and recalculated using current transaction account interest rates.

in roubles:

Deposit amount	Terms of involvement
	From 181 days to 1 year	From 1 year to 3 years
from 20 000 RUR from 200 000 RUR	7,75%	8,5%
from 200 001 RUR from 1 000 000 RUR	8,5 %	9,5 %
over 1 000 000 RUR	9,5 %	10 %

in dollar terms:

Deposit amount	Terms of involvement
	From 181 days to 1 year	From 1 year to 3 years
from $1 000 to $8 000	3%	4%
from $8 001 to $50 000	4%	4,5%
over $50 000	4,5%	5%

euro denominated:

Deposit amount	Terms of involvement
	From 181 days to 1 year	From 1 year to 3 years
from €500 to €7 000	3%	3,5%
from €7 001 to €30 000	3,5%	4%
over €30 000	4%	4,5%

«On-demand» deposit

Conditions of deposit:

1. Interest is charged and added to the basic amount of deposit every month;
2. Replenishment of deposit is possible;

in roubles:

Deposit amount	Rates
unlimited	0.1%

in dollar terms:

Deposit amount	Rates
unlimited	0.1%

euro denominated:

Deposit amount	Rates
unlimited	0.1%

«Confidential» deposit

Conditions of deposit:

1. Interest is charged every month and paid to the «on-demand» account;
2. Replenishment of deposit is possible;
3. In case of early termination interest is recalculated at 1/2 rate of interest, established by a contract for all period of effect of a contract and paid interest before is deducted from amount of deposit;

in roubles:

Deposit amount	Terms of involvement
	From 181 days to 270 days	From 271 days to 1 year	From 1 year to 3 years
from €500 to €7 000	5,5%	7%	8%

in dollar terms:

Deposit amount	Terms of involvement
	From 181 days to 270 days	From 271 days to 1 year	From 1 year to 3 years
from €500 to €7 000	4%	4%	4,25%

euro denominated:

Deposit amount	Terms of involvement
	From 181 days to 270 days	From 271 days to 1 year	From 1 year to 3 years
from €500 to €7 000	2,5%	2,75%	3,5%

«Childish» deposit

Conditions of deposit:

1. Deposit is accepted for in favour of the third person stated in the contract of «childish» fixed deposit.
2. Interest is charged and added to the basic amount of deposit every month.
3. Replenishment of deposit is possible.
4. In case of early termination interest is recalculated:
   - at «on-demand» rate, if the term of means placement to the moment of cancellation is not over 365 days;
   - at 1/2 rate of interest, established by a contract during the whole period of effect of a contract, if the term of means placement to the moment of cancellation is over 365 days;
   Paid interest before is deducted from amount of deposit;
5. After the term of deposit Bank issues VISA Classic or EC/MC Standard for free addressed to a child, aged suiting of legislation for owing bank card;

in roubles:

Amount of a deposit	Term of effort to attract from 3 to 18 years old
from 35 000 rubles	Refinancing rate, established by Bank of Russia

«European festal» deposit

Conditions of deposit:

1. Interest is charged and added to the basic amount of deposit every month.
2. Replenishment of deposit is possible.
3. Depositor has the opportunity to withdraw partially the amount of deposit. Balance on deposit must be within of non-going down balance in case of carrying out operation.
4. In case of early termination interest is withheld and recalculated using current transaction account interest rates.
5. Prolongation of deposit is not provided for.

in roubles:

Deposit amount	Deposit amount	Terms of involvement
		From 181 days to 270 days	From 1 year to 3 years
from 30 000 RUR to 300 000 RUR	30 000 RUR	6%	6,5%
from 300 001 RUR to 1 500 000 RUR	300 000 RUR	7,5%	7,5%
over 1 500 000 RUR	1 500 000 RUR	7,5%	8%

For more information on our term deposits please contact Personal Banking Department on (+74012) 573 976 or inquire at one of our branches.

Archive of information about active deposits, in which period of opening has been run out.