Term deposits
The Bank Evropeisky offers fixed deposits for individuals proceeding from the client requirements:
Deposit “Evropeisky classical”
Calculate the profitability of the deposit
Deposit terms:
1. Interests are charged monthly and at will of the client
transferred to the account on the deposit accounting (are capitalized)
or to the account «on demand».
2. The replenishment of the deposit is not provided.
3. Partial withdraw is not provided.
4. At preschedule cancellation interests are recalculated under
the deposit rate «on demand» and earlier paid interests are
deducted from the deposit amount. In case of prolongation of the
agreement recalculation is made from the date of last prolongation.
5. The deposit can be prolonged, if at the moment of
prolongation this kind of the deposit is active. Prolongation of the
agreement of the deposit is carried out for the same term, with the
interest rate under this deposit, which is active at the moment of
deposit prolongation. Prolongation is carried out by the bank
automatically and does not require the presence of the client.
In RUR:
|
Deposit amount
|
Period of attraction
|
|
from 181 till 365 days
|
from 366 till 730 days
|
|
from 50 000 RUR
till 500 000 RUR
|
7%
|
7,25%
|
|
More than 500 000 RUR
|
7,25%
|
7,5%
|
In US dollars:
|
Deposit amount
|
Period of attraction
|
|
from 181 till 365 days
|
from 366 till 730 days
|
|
from $2 000 till $10 000
|
4%
|
4,25%
|
|
More than $10 000
|
4,25%
|
4,5%
|
In Euro:
|
Deposit amount
|
Period of attraction
|
|
from 181 till 365 days
|
from 366 till 730 days
|
|
from ˆ2 000 till ˆ10 000
|
3,5%
|
3,75%
|
|
More than ˆ30 000
|
3,75%
|
4%
|
Deposit “Evropeisky Replenished”
Deposit terms:
1. Interests are charged monthly and at will of the client
transferred to the account on the deposit accounting (are capitalized)
or to the account «on demand».
2. The replenishment of the deposit is possible.
3. Debit operations under the deposit are not supposed.
4. The terms of the preschedule cancellation of the agreement depend
on the period of the actual placement of funds in the deposit at the
moment of deposit demand:
- Till 180 days - Interests are recalculated under the deposit rate «on demand»;
- From 181 till 365 days - Interests are recalculated under the rate 1/2
of the interest rate established by the agreement, for all period of
validity of the agreement and earlier paid interests are deducted from
the deposit amount;
- From 366 days - Interests are recalculated under the rate 2/3 of the interest rate established by the agreement,
for all period of validity of the agreement and earlier paid interests
are deducted from the deposit amount.
Upon conclusion of the deposit agreement the Bank issues the plastic bank card Visa Classic or EC / MC
Standard free of charge on the deposit period of validity and the funds
transferred to the bank card at will of the client at the termination
of the deposit agreement;
In RUR:
|
Deposit amount
|
Period of attraction
|
|
from 181 till 365 days
|
from 366 till 547 days
| from 548 till 730 days |
|
10 000 RUR - 300 000 RUR
|
6,25%
|
6,5%
|
6,75%
|
| 300 001 RUR - 700 000 RUR | 6,5% | 6,75% | 7% |
| More than 700 000 RUR | 6,75% | 7% | 7,25% |
In US dollars and in Euro:
|
Deposit amount
|
Period of attraction
|
| from 181 till 365 days | from 366 till 547 days | from 548 till 730 days |
| 300 - 7 000 |
2,5%
|
2,75%
|
3%
|
| 7 001 - 25 000 | 3% | 3,25% | 3,5% |
| More than 25 000 | 3,4% | 3,65% | 3,75% |
Deposit “Evropeisky Managed”
Deposit terms:
1. Interests are charged monthly and attached to the deposit amount (are capitalized).
2. The replenishment of the deposit is possible.
3. The depositor has possibility to withdraw the deposit amount partially. The
deposit balance at the operations should be in limits of minimum
balance.
4. At preschedule cancellation interests are
recalculated under the deposit rate «on demand» and earlier paid
interests are deducted from the deposit amount.
5. The deposit does not provide prolongation.
In RUR:
|
Deposit amount
|
Minimum balance
| Period of attraction |
| from 181 till 365 days | from 366 till 1095 days |
|
from 30 000 RUR
till 300 000 RUR
|
30 000 RUR
| 4% | 4,5% |
|
from 300 001 RUR
till 1 000 000 RUR
|
300 000 RUR
| 4,5% | 5% |
|
More than 1 000 000 RUR |
1 000 000 RUR
| 5% | 5,5% |
In US dollars:
|
Deposit amount, US dollars
|
Minimum balance,
US dollars
| Period of attraction |
| from 181 till 365 days | from 366 till 1095 days |
|
from 1 000
till 10 000
|
1 000
| 1,75% | 2% |
|
from 10 001
till 30 000
|
10 000
| 2% | 2,25% |
| More than 30 000 |
30 000
| 2,25% | 2,5% |
In Euro:
|
Deposit amount, Euro
|
Minimum balance,
Euro
| Period of attraction |
| from 181 till 365 days | from 366 till 1095 days |
|
from 750
till 7 500
|
750
| 1,25% | 1,5% |
|
from 7 501
till 25 000
|
7 500
| 1,5% | 1,75% |
| More than 25 000 |
25 000
| 1,75% | 2% |
Deposit “Child”
Calculate the profitability of the deposit
Deposit terms:
1. The deposit is accepted in favor of the third party specified in the fixed deposit agreement “Child”
2. Interests are charged monthly and attached to the deposit amount (are capitalized).
3. The replenishment of the deposit is possible.
4. At preschedule cancellation of the agreement interests are recalculated under:
- the deposit rate “on demand”, if the period of funds placement by the time of cancellation has not exceeded 365 days;
- the rate 1/2 of the interest rate, established by the agreement;
- for all period of validity of the agreement if the period of funds
placement by the time of cancellation has not exceeded 365 days;
And earlier paid interests are deducted from the deposit amount;
5. Upon termination of deposit period the Bank issues the bank card
Visa Classic or EC / MC Standard free of charge in the name of the
child who has reached the age complying the requirements of the
legislation for holding of the bank card;
In RUR:
|
Deposit amount
|
Period of attraction from 3 till 18 years old
|
| from 5 000 RUR |
Refinancing rate according to the Bank of Russia
|
Deposit “On demand”
Deposit terms:
1. Interests are charged and attached to the principal deposit amount monthly;
2. The replenishment of the deposit is possible.
In RUR:
|
Deposit amount
|
Period of attraction from 3 till 18 years old
|
| no limits |
0,1%
|
In US dollars:
|
Deposit amount
|
Period of attraction from 3 till 18 years old
|
| no limits |
0,1% |
In Euro:
|
Deposit amount
|
Period of attraction from 3 till 18 years old
|
| no limits |
0,1% |
The detailed information concerning the funds placement you can receive in the Bank Contact-center
ph.: (4012) 997 000
