The bank offers fast and reliable money transfers throughout the world through the Western Union payment system–without the need to open an account. Recipients can receive their money just minutes after it is sent, dependent on the hours Western Union offices are opened and accounting for time zone differences. Money may be sent or received at any of the 235,000 Western Union offices in over 200 countries and territories across the world.

The bank accepts and makes payments at the following outlets:

Contact address

Business days and hours

EVROPEISKY Investment Commercial Bank, 39 Ul. Kutuzova, Kaliningrad

Mo/Fr 9 a.m-4 p.m

Baltic Business Centre branch office, 40 Moskovsky Prospekt, Kaliningrad

Mo/Fr 9 a.m-4 p.m

Stand-alone cash desk, CITY Trade Centre, 171a Moskovsky Prospekt, Kaliningrad

Mo/Su 9 a.m-10 p.m

GRAND Trade Centre, Klondike Store, 159 Prospekt Sovetsky, Kaliningrad

Mo/Su 9.30 a.m-8.45 p.m

Mayak Trade Centre, 21 Ul. Teatralnaya, Kaliningrad

Mo/Su 9 a.m-8.45 p.m

Money transfers are accepted and only paid out in RUR or USD. Money transfer operations performed by individuals must not be connected with their commercial activities.

In compliance with the laws of the Russian Federation, individuals making money transfers must produce personal identification documents.

A resident individual may transfer money to foreign recipients, residents or non-residents of Russia, including transfers to his own or other resident's or non-residents' accounts opened with banks outside the Russian Federation, in amounts equivalent to no more than $5,000.00 US per day, according to the exchange rate established on the date of transfer by the Bank of Russia.

There is no need to produce documents identifying the origins of the foreign currency amounts being transferred. However, as is provided for in Paragraph 3 of Part 1 of Article 23 of the Federal Law No. 173 FZ, the bank as a currency control agent may require and receive documents and information pertaining to foreign currency operations.

THE WESTERN UNION MONEY TRANSFER RATES THE LIST OF THE COUNTRIES

RUR amounts may be transferred to or from through the Western Union system.

1) The list of the countries from which RUR amounts may be transferred to Russia through the Western Union system:

The Republic of Belarus.
The Republic of Tajikistan.

2) The countries from which RUR amounts may be transferred from Russia through the Western Union system:

All countries across the world where money can be transferred from Russia through Western Union.

THE RATES*

of money transfers (RUR) within Russia or, outside Russia, to the countries listed in the Addendum:

to the CIS and Russia**
Amounts			Rate
2,500.00 or less			150.00
2,500.01	-	5,000.00	250.00
5,000.01	-	10,000.00	350.00
10,000.01	-	15,000.00	500.00
15,000.01	-	20,000.00	650.00
20,000.01	-	25,000.00	800.00
25,000.01	-	30,000.00	1,000.00
30,000.01	-	40,000.00	1,250.00
40,000.01	-	50,000.00	1,500.00
50,000.01	-	60,000.00	1,750.00
60,000.01	-	75,000.00	2,050.00
75,000.01	-	90,000.00	2,350.00

foreign countries outside the cis***
Amounts			Rate
2,500.00 or less			250.00
2,500.01	-	5,000.00	500.00
5,000.01	-	10,000.00	750.00
10,000.01	-	15,000.00	1,000.00
15,000.01	-	20,000.00	1,250.00
20,000.01	-	25,000.00	1,500.00
25,000.01	-	30,000.00	1,750.00
30,000.01	-	40,000.00	2,000.00
40,000.01	-	50,000.00	2,250.00
50,000.01	-	60,000.00	2,500.00
60,000.01	-	75,000.00	3,000.00
75,000.01	-	90,000.00	3,500.00

to Kyrgyzstan
Amounts			Rate
2,500.00 or less			100.00
2,500.01	-	5,000.00	150.00
5,000.01	-	10,000.00	300.00
10,000.01	-	15,000.00	400.00
15,000.01	-	20,000.00	500.00
20,000.01	-	25,000.00	600.00
25,000.01	-	30,000.00	700.00
30,000.01	-	40,000.00	1,000.00
40,000.01	-	50,000.00	1,300.00
50,000.01	-	60,000.00	1,600.00
60,000.01	-	75,000.00	2,000.00

to the People's Republic of China, Hong Kong, Taiwan, Mongolia and Macao
Amounts			Rate
25,000.00 or less			250.00
25,000.01	-	50,000.00	500.00
50,000.01	-	75,000.00	750.00
75,000.01	-	125,000.00	1,000.00
125,000.01	-	175,000.00	1,250.00

Note 1: For amounts over RUR 90,000.00 sent within the CIS and inside Russia, RUR 300.00 is added to the sending fee for each subsequent amount of RUR 15,000.00.

For amounts over RUR 90,000.00 sent outside the CIS, RUR 500.00 is added to the sending fee for each subsequent amount of RUR 15,000.00.

For amounts over RUR 75,000.00 sent to the Republic of Kyrgyzstan, RUR 400.00 is added to the sending fee for each subsequent amount of RUR 15,000.00.

For amounts over RUR 175,000.00 sent to the People's Republic of China, Hong Kong, Taiwan, Mongolia or Macao, RUR 500.00 is added to the sending fee for each subsequent amount of RUR 50,000.00.

* Effective from March 25, 2008.

** For the purposes of this Addendum, countries inside the CIS are Azerbaijan, Armenia, Belarus, Georgia, Kazakhstan, Moldova, Tajikistan, Turkmenistan, Uzbekistan and Ukraine.

*** For the purposes of this Addendum, countries outside the CIS are all foreign countries except the ones indicated in the CIS list, Russia, Kyrgyzstan, the People's Republic of China, Hong Kong, Taiwan, Mongolia and Macao.

THE RATES*

of money transfers (USD) to foreign countries:

to the CIS and Russia**
Amounts			Rate
100 or less			6.00
100.01	-	200.00	10.00
200.01	-	400.00	14.00
400.01	-	600.00	20.00
600.01	-	800.00	26.00
800.01	-	1,000.00	32.00
1,000.01	-	1,200.00	40.00
1,200.01	-	1,600.00	50.00
1,600.01	-	2,000.00	60.00
2,000.01	-	2,400.00	70.00
2,400.01	-	3,000.00	82.00
3,000.01	-	3,600.00	94.00

TO foreign countries outside the CIS***
Amounts			Rate
100 or less			10.00
100.01	-	200.00	20.00
200.01	-	400.00	30.00
400.01	-	600.00	40.00
600.01	-	800.00	50.00
800.01	-	1,000.00	60.00
1,000.01	-	1,200.00	70.00
1,200.01	-	1,600.00	80.00
1,600.01	-	2,000.00	90.00
2,000.01	-	2,400.00	100.00
2,400.01	-	3,000.00	120.00
3,000.01	-	3,600.00	140.00

TO Kyrgyzstan
Amounts			Rate
100 or less			4.00
100.01	-	200.00	6.00
200.01	-	400.00	12.00
400.01	-	600.00	16.00
600.01	-	800.00	20.00
800.01	-	1,000.00	24.00
1,000.01	-	1,200.00	28.00
1,200.01	-	1,600.00	40.00
1,600.01	-	2,000.00	52.00
2,000.01	-	2,400.00	64.00
2,400.01	-	3,000.00	80.00

TO the People's Republic of China, Hong Kong, Taiwan, Mongolia and Macao
Amounts			Rate
1,000.00 or less			10.00
1,000.01	-	2,000.00	20.00
2,000.01	-	3,000.00	30.00
3,000.01	-	5,000.00	40.00
5,000.01	-	7,000.00	50.00

Note 1: For amounts over $3,600.00 US sent within the CIS, $12.00 US is added to the sending fee for every next $600.00 US.

For amounts over $3,600.00 US sent outside the CIS, $20.00 US is added to the sending fee for each subsequent amount of $600.00 US.

For amounts over $3,000.00 US sent to the Republic of Kyrgyzstan, $16.00 US is added to the sending fee for each subsequent amount of $600.00 US.

For amounts over $7,000.00 US sent to the People's Republic of China, Hong Kong, Taiwan, Mongolia and Macao, $20.00 US is added to the sending fee for each subsequent amount of $2,000.00 US.

Note 2: The following USD amounts are added to the sending fees for the provision of the following additional services:

- sending cheque to recipient’s house:

in the Dominican Republic ...…..............................................................3.00

in the Philippines …............................................................................…5.00

in Ecuador ..............…........................................................................... 7.00

in other countries where this service is available ……………..................13.00

- a telegraph or telephone notification:

in Vietnam................................…..........................................................…2.00

in other countries where this service is available …...……………………....…3.00

- a message (not exceeding 20 words) ............…………...…...........….........3.00

exceeding 20 words…..................…..3.00 + 0.2 for every word in excess of 20

* Effective from March 25, 2008.

** For the purposes of this Addendum, countries inside the CIS are Azerbaijan, Armenia, Belarus, Georgia, Kazakhstan, Moldova, Tajikistan, Turkmenistan, Uzbekistan and Ukraine.